Budget Project Presentation
Transcript: Yearly expenses (Approximately based on life after marriage) Since I am a non-Calfornia resident, cost of attendance will be $32,364. Thanks to the money I have saved up from babysitting and my financial status, and grants, I end up with only $30,000 of debt. Personal Savings and Money Market account with TD Bank. The TD Growth Money Account has a minimum balance as low as $2,000. This is perfect for me because my amount of savings was never lower than $2,000. Although Wells Fargo has a $10 monthly fee which is $2 less than TD, it requires a $3,500 as a minimum balance. Bank of America and New York Community Bank also have a minimum balance of $2,500. TD gives an APY of at least 0.05% according to the balance. In my case, I would earn .10%. I chose TD Bank because I do not have to worry about the monthly fees if the minimum balance is low. Even if I do have to pay a fee, it would only be $12 which is significantly low for this type of account. Opening a TD Savings account, I would be able to profit off more as I don’t have to worry about getting hit with a heavy monthly fee. Certificate of Deposit account with TD Bank. After marriage, my husband and I decide to open a Certificate of Deposit Account with TD Bank. I chose this bank because it has a higher interest rate than other banks such as JPMorgan Chase, Bank of America, and New York Community Bank. I opened a Certificate of Deposit at the beginning of the 7th year because I was happily married and pregnant with a baby girl. We took all of our savings that will go to her college education in the future. We figured that since we had some money saved up, we might as well put a portion of our savings money in a CD account, where our money will be able to increase and grow the fastest. We deposited $15,000 for 7 years. Our interest rate will gradually reach 1.25% by the 7th year. Unlike New York Community Bank, I am able to place my money for any time range on CD as I wish, regardless of the balance. In conclusion, TD Bank gave me the better deal so I decided to open a Certificate of Deposit account with them. Education Cost If you could pick your career again, would you pick the same one and why? Living Expenses Introduction Conclusion design by Dóri Sirály for Prezi I will be living with my boyfriend on 664 36th Ave, San Francisco, CA 94121. This apartment is located 3 streets away from Golden Gate Park. It is also nearby Lafayette Elementary School, a YMCA, MUNI line, and Great Highway. My apartment has 1 bedroom and 1 bathroom. It is not completely furnished. Furniture included are the cupboards, microwave, sinks, bathtub, and a toilet. The cost of my rent is $1,600. I will only be paying $800 because my boyfriend and I will be splitting the rent. I would pick my career again, I would without a doubt pick the same one. I have had a passion to inspire and help others ever since I was born. Ever since I was a child, I played pretend doctor with barbies and bratz everyday. Since patience is not one of my virtues, I don't think becoming a doctor would be the road for me. I would choose a profession within that area. Growing up, I have developed an interest for science. I believe my passion for science and my passion to help others can benefit me in this profession. Thanks to all honor classes taught in BCCHS, material learned in biology, chemistry, and physics have benefitted me throughout my college career. To become a registered nurse, I attend California State University Long Beach and obtain my bachelor's degree. We take rigorous courses such as Anatomy, Microbiology, Chemistry, Nutrition, Psychology, and Nursing practice and theory. After completing my degree program, I need to take the National Council Licensure Examination (NCLEX) and recieve certification. Cost of Living Education Groceries: $6000. My boyfriend and I both like to maintain a healthy lifestyle so we buy mostly everything organic. We do like to excerise and work out so we'll be eating more. Clothes: $6,000. My job requires me to wear a scrub. However, I do have to dress professional at times. I do love to shop once in a while. I don't go crazy on designer brands every time I shop but I do love new things. Entertainment: $1,300. We limit ourselves to go out and eat once a month. We have netflix and rent out movies once in a while. Transportation: $1,700. We will be purchasing two San Francisco Municipal Transportation Agency’s Monthly Pass: $68. Furniture: $480. By the time we are married and settled into our home for couples years already, we already have all the furniture needed. But every month, we would spend around $40 to add a new piece or a decoration. Mirror=40 Stools=25 Coffee Table=54 Rug=45 Lamps=53 Wall decor=38 Curtains=35 Ceilng lights=80 `Bookshelf=50 Closet =60 Banks and Bank Accounts After graduating from college, I move back to New York City and live with my parents. I managed to get a good paying job as a Registered Nurse. After 3 years, I have finally paid off my debt
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